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Fraud Prevention

Protecting You | Reporting Fraud | Tips to Protect Your Identity | Internet Banking

Definitions

For questions relating to fraud, call 218-326-9414 or contact us at reportfraud@grsb.com.

Definitions of Fraud and Identify Theft

What Is Fraud?

 

There are two principal methods of getting something from others illegally.  Either you physically force someone to give you what you want, or you trick them out of their assets.  Fraud always involves deception, confidence, and trickery.  No definite and invariable rule can be laid down as a general proposition in defining fraud, as it includes surprise, trickery, cunning and unfair ways by which another is cheated.

The potential for fraud exists with virtually every transaction you conduct.  To aid in the prevention of fraud, Grand Rapids State Bank has some tips on how to be alert and what you can do to minimize your risk of fraud.

Your Responsibilities - You are responsible for protecting your password and account information by:

  • Not disclosing your personal account information to others (including your ATM PIN, online username, and password), and
  • Promptly reporting incidents of unauthorized account access or use by calling  218-326-9414 (individual or business customers).

 

What is Identity Theft?

 

Identity theft takes place when someone steals your personal information (such as your name, social security or bank account number) to commit fraud.  These thieves use the information to repeatedly commit fraud in an attempt to duplicate your identity.  Take action to minimize the chances of becoming a victim of identity theft.