Business Banking

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Business Banking

Loans

Growing your business

At Grand Rapids State Bank, we offer a variety of products and services that will help you establish, maintain and grow your business. Our team of Business Bankers has one main purpose in mind – bringing you sound and viable solutions.

  • Real Estate Loans - Construction and permanent loans on most types of commercial buildings.
  • Line of Credit - Seasonal or revolving loans, or to bridge gaps in receivables or finance inventory.
  • Term Loans - Equipment, capital improvements, company vehicles. Irregular or skip payment options are available for seasonal cash flow.
  • Letters of Credit - Performance and financial standby Letters of Credit for most commercial purposes. Provide and clear commercial documentary letters of credit for trade purposes.
  • GAP Loans - SBA loans - 7A loans, 504 loans for long-term fixed rate commercial building finance. Limited Documentation (Low Doc) loans for working capital, equipment financing and real estate acquisition.
  • Overline - Helps your company avoid accidental overdrafts - a line of ready credit for short-term needs.

Email or call a Business Banker for more information.