Business Banking
Loans
Growing your business
At Grand Rapids State Bank, we offer a variety of products and services that will help you establish, maintain and grow your business. Our team of Business Bankers has one main purpose in mind – bringing you sound and viable solutions.
- Real Estate Loans - Construction and permanent loans on most types of commercial buildings.
- Line of Credit - Seasonal or revolving loans, or to bridge gaps in receivables or finance inventory.
- Term Loans - Equipment, capital improvements, company vehicles. Irregular or skip payment options are available for seasonal cash flow.
- Letters of Credit - Performance and financial standby Letters of Credit for most commercial purposes. Provide and clear commercial documentary letters of credit for trade purposes.
- GAP Loans - SBA loans - 7A loans, 504 loans for long-term fixed rate commercial building finance. Limited Documentation (Low Doc) loans for working capital, equipment financing and real estate acquisition.
- Overline - Helps your company avoid accidental overdrafts - a line of ready credit for short-term needs.
Email or call a Business Banker for more information.
Effective January 1, 2010, Grand Rapids State Bank is opting out of the FDIC's Transaction Account Guarantee Program.
After December 31, 2009, funds held in noninterest-bearing accounts will no longer be guaranteed in full under the
Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general
deposit insurance rules.
© Copyright 2008 Grand Rapids State Bank. All Rights Reserved. Equal Housing Lender 
Member FDIC 
Member FDIC