Personal Banking

Savings

All personal savings accounts include unlimited in-person withdrawals and deposits. Free money orders and notary services are included with both our Money Market accounts.

	Interest	Statement	Minimum Balance	Electronic Transfers	Write Checks
Regular Savings	calculated daily; paid quarterly	quarterly	$100*	6 per month***
Money Market	tiered; calculated daily; paid monthly	monthly	$2,500**	6 per month***
Money Market Plus	tiered; calculated daily; paid monthly****		$5,000****	6 per month***	3 per month
College Savings	Variable rate at 2.5% under Prime (minimum of 5.00%)		$500
Christmas Savings	Designated for deposits only. A $5 maintenance fee will be charged for each early withdrawal. Interest is calculated daily and paid annually.

* $3.00 maintenance fee will be imposed every quarter if the minimum average daily balance is not maintained. Under 18 years of age - no minimum average daily balance requirements
** $15 monthly maintenance fee if the average daily balance drops below $2,500. Below $2,500, interest rates revert to the regular savings rate.

*** $25 excess transaction fee for each excess automatic withdrawal; some of the transactions included in this category are sweeps, preauthorized debits, telephone transfers, internet banking transfers, and 24 Hour Banker transfers; as well as checks on Money Market Plus accounts.

**** $15 monthly maintenance fee if average daily balance drops below $5,000. Below $5,000, interest rates revert to the regular savings rate.