All personal savings accounts include unlimited in-person withdrawals and deposits. Free money orders and notary services are included with both our Money Market accounts.
| Interest | Statement | Minimum Balance | Electronic Transfers | Write Checks | |
|---|---|---|---|---|---|
| Regular Savings | calculated daily; paid quarterly | quarterly | $100* | 6 per month*** | |
| Money Market | tiered; calculated daily; paid monthly | monthly | $2,500** | 6 per month*** | |
| Money Market Plus | tiered; calculated daily; paid monthly**** | $5,000**** | 6 per month*** | 3 per month | |
| College Savings | Variable rate at 2.5% under Prime (minimum of 5.00%) | $500 | |||
| Christmas Savings | Designated for deposits only. A $5 maintenance fee will be charged for each early withdrawal. Interest is calculated daily and paid annually. | ||||
* $3.00 maintenance fee will be imposed every quarter if the minimum average daily balance is not maintained. Under 18 years of age - no minimum average daily balance requirements
** $15 monthly maintenance fee if the average daily balance drops below $2,500. Below $2,500, interest rates revert to the regular savings rate.
*** $25 excess transaction fee for each excess automatic withdrawal; some of the transactions included in this category are sweeps, preauthorized debits, telephone transfers, internet banking transfers, and 24 Hour Banker transfers; as well as checks on Money Market Plus accounts.
**** $15 monthly maintenance fee if average daily balance drops below $5,000. Below $5,000, interest rates revert to the regular savings rate.