Personal Banking

e-Statements
mycardstatement

Download Applications (PDF)

Personal Banking

Savings

Current Rates

All personal savings accounts include unlimited in-person withdrawals and deposits. Free money orders and notary services are included with both our Money Market accounts.

  Interest Statement Minimum Balance Electronic Transfers Write Checks
Regular Savings calculated daily; paid quarterly quarterly $100* 6 per month***  
Money Market tiered; calculated daily; paid monthly monthly $2,500** 6 per month***  
Money Market Plus tiered; calculated daily; paid monthly****   $5,000**** 6 per month*** 6 per month
Education Savings Variable rate at 2.5% under Prime (maximum of 5.00% & minimum of 1.00%) ******   $500*****    
Christmas Savings Designated for deposits only. A $5 maintenance fee will be charged for each early withdrawal. Interest is calculated daily and paid annually.

* $3.00 maintenance fee will be imposed every quarter if the minimum average daily balance is not maintained. $100 minimum deposit required to open account.  Under 18 years of age - no minimum average daily balance or deposit minimum requirements. 
** $15 monthly maintenance fee if the average daily balance drops below $2,500. Below $2,500, interest rates revert to the regular savings rate.  $2,500 minimum deposit required to open account.

*** $25 excess transaction fee for each excess automatic withdrawal; some of the transactions included in this category are sweeps, preauthorized debits, telephone transfers, internet banking transfers, and 24 Hour Banker transfers; as well as checks on Money Market Plus accounts.

**** $15 monthly maintenance fee if average daily balance drops below $5,000. Below $5,000, interest rates revert to the regular savings rate.   $5,000 minimum deposit to open account.

*****$500 minimum deposit to open account.

****** The account type must be changed or the account closed when the beneficiary attains age 21.