Business Loans

Business Loans: Growing Your Business

At Grand Rapids State Bank, we offer a variety of products and services to help you establish, maintain and grow your business. Our team of business bankers has one main purpose in mind – delivering sound and viable solutions to help your business succeed.

  • Real Estate Loans - Construction and permanent loans on most types of commercial property and buildings.
  • Lines of Credit - Seasonal or revolving loans, or to bridge gaps in receivables or finance inventory.
  • Term Loans - Loans for equipment, capital improvements, company vehicles or other business needs. Irregular or "skip payment" options are available to address seasonal cash flow.
  • Letters of Credit - Performance and financial standby letters of credit for most commercial purposes.
  • Gap Loans - SBA loans (Section 7A or Section 504 loans) for long-term fixed rate commercial building finance. Other non-bank gap financing is available through regional and quasi-public institutions (Northland Foundation, Entrepreneur Fund, etc.) that specialize in business development and job creation. We also help with limited documentation (low doc) loans for working capital, equipment financing and real estate acquisition.
  • Overline - With a line of ready credit for your short-term needs, we can help your company avoid accidental overdrafts.

Contact us today!

E-mail or call a GRSB business banker for more information.



Jeff Lee

Senior VP, Lending / Chief Credit Officer

Jared Pink

Vice President, Business Banking

Nate Lloyd

Vice President, Business Banking

Stephanie Gambill

Credit Analyst

Tyler Steinke

Credit Analyst

Related Forms

Click here to apply for a real estate loan.

Related Documents

Click here to view and download our commercial loan application.

Click here to view and download our personal financial statement application.

Contact Us

or stop in and ask us for current rates and terms.