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Online Banking

Business Online "Cash Management": Your 24/7 Keys to the Bank

Our Business Online Cash Management platform is one of the most feature-rich solutions on the market.  Along with the features listed below, it is one of the most secure online banking systems available.  Grand Rapids State Bank goes to great lengths to ensure your privacy is protected.  With our state-of-the-art hardware and software and 24/7 monitoring of both the physical and virtual aspects of the product, you'll feel as secure online as you do in one of our lobbies or drive-throughs.

  • View account balances
  • View transaction history
  • Originate and receive ACH credits and debits
  • View check images for cleared items
  • View statements
  • Transfer funds
  • Manage your payroll
  • Originate wire transfers
  • Make tax payments
  • Make loan payments
  • Download into Money, Quicken or Quickbooks
  • Pay bills with our pay-anyone Bill Pay
  • Do account research
  • Initiate stop payments
  • Re-order checks
  • Available 24 hours a day
  • and more . . .

Standard Business Online Banking

This system is nearly identicial to our Retail Online Banking.  However, this platform allows businesses to enable access for more than one user from within your organization.  There is no charge for one or two users; the charge for three to five users is $10/month.  This allows a supervisor to add/remove users and also to control their access to account information.  Billpay can be added for a fee of $4.95/mo for 10 billpays and $.40 each after the tenth transaction.

Security

Not only is online banking with Grand Rapids State Bank one of the most convenient ways to access your accounts, it is also one of the most secure. We stringently adhere to industry best-practice standards regarding security. We have employed state-of-the-art technology to ensure your information remains private and secure.

Grand Rapids State Bank makes certain that all online banking sessions are 128-bit encrypted.  That means that your password as well as all information relating to you and your accounts is protected by some of the strongest cyptography that is commercially available for use over the Internet.  There are a few things you can do to help maintain the security of your information.

1.  Memorize your user ID and password

Your user ID and password are unique and authenticate you when you begin an Online Banking session.  You should memorize this information and never reveal it to anyone.

2.  Change your password regularly

You will be prompted by our Online Banking system on a regular basis to change your password.  This is another level of added security that ensures your information remains secure.

3.  Remember to always log-off

It is extremely important to always remember to log off or sign-off when you are finished banking. If you should forget to do so, the smart Online Banking system will log you off automatically after a period of inactivity.

As an added security mechanism, Grand Rapids State Bank has implemented a "five strikes" security system.  If five successive attempts to access your account fail, your online banking account will be immediately locked down.  This protects you from unauthorized users.  If this should happen, please contact Account Services or Operations Support at (218) 326-9414.